* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Segoe UI', sans-serif;
}

/* HEADER */
.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 40px;
  background: #f7f9fc;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.05);
  position: sticky;
  top: 0;
  z-index: 999;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo img {
  width: 55px;
  height: 48px;
}

.logo span {
  font-size: 1.2rem;
  font-weight: 700;
  color: #1d1d1f;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 10px;
}

.nav-links a {
  text-decoration: none;
  color: #5f6472;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: 12px;
  transition: all 0.3s ease;
}

.nav-links a:hover {
  background-color: #e8f0ff;
  color: #3b82f6;
}

.nav-links a.active {
  background-color: #e8f0ff;
  color: #3b82f6;
}

.apply-button {
  background-color: #ff7b1d;
  color: white;
  font-weight: 600;
  padding: 10px 18px;
  border-radius: 18px;
  text-decoration: none;
  transition: background 0.3s ease;
}

.apply-button:hover {
  background-color: #ff924a;
}

/* DISCLOSURE SECTION */
        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 20px;
        }

        .page-header {
            text-align: center;
            margin-bottom: 40px;
            background: linear-gradient(135deg, #0026ff, #009dff);
            color: white;
            padding: 40px 20px;
            border-radius: 12px;
            box-shadow: 0 8px 25px rgba(0, 0, 0, 0.163);
        }

        .page-header h1 {
            font-size: 2.5rem;
            font-weight: 800;
            margin-bottom: 10px;
        }

        .page-header p {
            font-size: 1.1rem;
            opacity: 0.9;
        }

        .disclosure-section {
            background: #fff;
            margin-bottom: 30px;
            border-radius: 12px;
            box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
            overflow: hidden;
        }

        .section-header {
            background: linear-gradient(135deg, #f8f9fa, #e9ecef);
            padding: 20px 30px;
            border-bottom: 3px solid #0066ff;
        }

        .section-header h2 {
            font-size: 1.5rem;
            font-weight: 700;
            color: #0073ff;
            margin-bottom: 5px;
        }

        .section-header p {
            color: #666;
            font-size: 0.95rem;
        }

        .disclosure-table {
            width: 100%;
            border-collapse: collapse;
        }

        .disclosure-table th {
            background: #f8f9fa;
            padding: 15px 20px;
            text-align: left;
            font-weight: 600;
            color: #495057;
            border-bottom: 2px solid #dee2e6;
            font-size: 0.95rem;
        }

        .disclosure-table td {
            padding: 15px 20px;
            border-bottom: 1px solid #dee2e6;
            vertical-align: top;
        }

        .disclosure-table tr:hover {
            background-color: #f8f9fa;
        }

        .disclosure-table td:first-child {
            font-weight: 600;
            color: #495057;
            width: 35%;
            background-color: #fafbfc;
        }

        .disclosure-table td:last-child {
            color: #333;
        }

        .status-active {
            color: #28a745;
            font-weight: 600;
        }

        .status-pending {
            color: #ffc107;
            font-weight: 600;
        }

        .document-link {
            color: #0046ad;
            text-decoration: none;
            font-weight: 500;
        }

        .document-link:hover {
            text-decoration: underline;
        }

        .back-to-top {
            position: fixed;
            bottom: 25px;
            right: 25px;
            background: #0046ad;
            color: white;
            padding: 14px 17px;
            border-radius: 50%;
            text-decoration: none;
            font-weight: bold;
            box-shadow: 0 4px 15px rgba(0, 70, 173, 0.3);
            transition: all 0.3s ease;
        }

        .back-to-top:hover {
            background: #003080;
            transform: translateY(-3px);
        }

        @media (max-width: 768px) {
            .container {
                padding: 15px;
            }

            .page-header h1 {
                font-size: 2rem;
            }

            .disclosure-table th,
            .disclosure-table td {
                padding: 12px 15px;
                font-size: 0.9rem;
            }

            .disclosure-table td:first-child {
                width: 40%;
            }

            .nav-links {
                display: none;
            }
        }

        @media (max-width: 480px) {
            .disclosure-table {
                font-size: 0.85rem;
            }

            .disclosure-table th,
            .disclosure-table td {
                padding: 10px 12px;
            }
        }


/* FOOTER */
.footer {
  background-color: #0f1a2c;
  color: #c9d1e0;
  padding: 50px 40px 20px;
}

.footer-container {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 40px;
  max-width: 1200px;
  margin: auto;
}

.footer-section {
  flex: 1 1 220px;
}

.footer-section h3 {
  color: #ffffff;
  margin-bottom: 15px;
  font-size: 1.1rem;
}

.footer-section p {
  margin-bottom: 12px;
  font-size: 0.95rem;
  line-height: 1.5;
}

.footer-section ul {
  list-style: none;
  padding: 0;
}

.footer-section ul li {
  margin-bottom: 8px;
}

.footer-section ul li a {
  text-decoration: none;
  color: #c9d1e0;
  transition: color 0.3s ease;
}

.footer-section ul li a:hover {
  color: #3b82f6;
}

.footer-section.contact i {
  margin-right: 8px;
  color: #3b82f6;
}

.social-icons a {
  color: #d1d5db;
  font-size: 18px;
  margin-right: 15px;
  transition: color 0.3s ease;
}

.social-icons a:hover {
  color: #3b82f6;
}

.footer-bottom {
  border-top: 1px solid #24344f;
  margin-top: 30px;
  padding-top: 15px;
  font-size: 0.9rem;
  text-align: center;
}

.footer-bottom a {
  color: #a1b2cd;
  margin: 0 5px;
  text-decoration: none;
}

.footer-bottom a:hover {
  text-decoration: underline;
}